CASH ON CASH RETURN CALCULATOR
1. Total cash investment*
How much of your own cash will be required to purchase, repair, and stabilize this property? Exclude funds from a loan or other investors.
$
2. Gross annual rental income (100% occupancy)*
Assuming 100% occupancy, what is the total income this property will generate each year (not including any expenses)?
$
3. Vacancy rate*
Percentage of available units that sit vacant or unoccupied throughout the year. Typical: 5-10%.
%
4. Annual expenses for this property*
Total of all anticipated monthly expenses (taxes, insurance, utilities, maintenance, management, etc.) multiplied by 12.
$
5. Monthly loan payment*
Your monthly principal + interest payment. Use 0 for an all-cash purchase.
$
Where Does the Money Go?
The path from gross rental income down to what actually lands in your pocket. Each step shows what’s left after the next deduction. The final bar is your annual cash flow — green if the property pays you, red if you’re paying it.
Fill in Gross Annual Rental Income (and the rest) to see the cash-flow waterfall.